How much does a horse cost per year?

The old saying: the cheapest part of owning a horse is buying the horse. Adjust every line below to your situation and see your real number — before you commit.

Annual cost estimate

Defaults are conservative US planning figures for one pleasure horse. Change anything — regional prices vary enormously.

Enter 0 if you keep horses at home — but don't forget property costs.
Use the feed calculator for a personalized feed number.
Shoeing costs more than trims; some horses need 6-week cycles.
Vaccines, Coggins, dental float. Emergencies are separate — budget a reserve.
Saddles, blankets, halters — spread the replacement cost yearly.
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